Category Archives: mortgage_home

Mortgage Approval

Mortgage Approval Process

mortgage-home-loan-approval-best-home-loans-south-bayWhether you’re a First-Time Home Buyer or seasoned investor, the mortgage approval process can be a slightly overwhelming adventure without a proper road map and good team in your corner. Updated program guidelines, mortgage rate questions and down payment requirements are a few of the...

Understanding Credit

understanding-home-loan-credit-best-home-loans-south-bayCredit is one of the most important components in the mortgage approval process. Lenders look at a borrower’s credit score, number of open accounts, payment history, type of credit borrowed and a series of other factors when determining what level of risk to assess to each lending scenario. Down payment...