Category Archives: Loan Programs

FHA Low Down Pmt

FHA Mortgage Loans

loan-programs-fha-home-loan-down-payment-best-home-loans-south-bayThe FHA’s mission driven organization encourages home ownership and provides affordable housing opportunities with low down payment and flexible credit requirements. Since 1934, the FHA has insured millions of home mortgages with a market share of 30% in 2010 vs 3% in 2007.  In 2009, FHA programs...

VA Loans


VA Mortgage Loans

A VA (Veterans Administration) guaranteed home loan is the preferred loan program for active, non-active, Reserve, National Guard, and retired military of the armed forces because there is no down payment needed and no private monthly mortgage insurance required. A VA home loan can...

203K Rehab Mortgage Loans

loan-programs-203k-rehab-mortgage-home-loan-best-home-loans-south-bay Have you found that “almost perfect” home in the right location that is selling at a reduced price because it needs a little rehab work? Unfortunately, most mortgage loan programs require homes “in need of work” to be complete before the financing can be secured for...