David W. - Banning,Marisa and Mike were perfect, I was looking to refi my current 30 year mortgage into a 15 year conventional loan. I shared with Mike what my financial situation looked like and what I would like to see as far as monthly payments, impounds, etc and everything was considered and dialed in as requested. There was no bargaining or pushy sales tactics with this office, only honest and punctual support while keeping your best interest as heart. I would recommend anyone considering refinance or home purchasing to Pacific Funding Solutions, based on their professionalism and knowledge in the industry. Thanks Marisa & Mike